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Are you double insured, or has insurance become redundant because your situation has changed? Then you probably want to cancel the insurance in question. Many people just don't know how to do this. Does this also apply to you? Then you've come to the right place. This page is all about cancelling an insurance policy. We list the most frequently cancelled insurance policies via Cancelar.es, tell you how cancelling an insurance policy via Cancelar.es works and pay attention to the most important points of attention when cancelling an insurance policy. This way you will soon know everything you need to know about cancelling an insurance policy.
Many Spanish people use Cancelar.es's cancellation service to cancel an insurance policy. Curious which insurance policies are most often canceled via our website? We have listed them for you below.
Mapfre is one of the top insurance providers in Spain with a wide range of insurance products such as car insurance, home insurance, health insurance, life insurance, and more. As an individual customer of Mapfre, if you are considering cancelling your subscription, Cancelar.es can help you through the process. Our cancellation service provides clear and concise guidance on how to cancel your Mapfre subscription quickly and easily, saving you time and hassle.
Allianz is a global insurance company that operates in Spain, offering various insurance products such as car insurance, home insurance, travel insurance, and life insurance. If you are an individual customer of Allianz and you want to cancel your subscription, Cancelar.es can make the cancellation process easier for you. Our service provides step-by-step instructions to help you cancel your Allianz subscription quickly and efficiently, without any complications.
AXA is a significant insurance company that operates in Spain, providing various types of insurance products such as car insurance, home insurance, travel insurance, and life insurance. If you have subscribed to AXA's services but want to cancel your subscription, Cancelar.es can help you with our comprehensive cancellation service. Our experts offer simple and straightforward guidance to assist you in cancelling your AXA subscription in a few easy steps.
Generali is an insurance company that has been operating in Spain for many years, providing various types of insurance products such as car insurance, home insurance, travel insurance, and life insurance. If you have subscribed to Generali's services but want to cancel your subscription, Cancelar.es can assist you in cancelling your Generali subscription quickly and easily. Our cancellation service provides customized instructions that guide you through the process step-by-step.
Zurich is a multinational insurance company that offers various insurance products such as car insurance, home insurance, travel insurance, and life insurance to customers in Spain. If you are a Zurich customer and you want to cancel your subscription, Cancelar.es can provide you with expert advice and guidance. Our service ensures that cancelling your Zurich subscription is a hassle-free process, with easy-to-follow instructions and personalized support from our team of professionals.
Cancelling an insurance policy can be a hassle. Although many people are not aware of this, they have to adhere to it. When you took out the insurance, you agreed to the terms and conditions. To avoid surprises, here is some useful information for cancelling an insurance policy.
Insurance may not be tacitly renewed
Where subscriptions to lotteries, charities, newspapers and magazines and fitness and gyms are often tacitly renewed, this does not happen with insurance. It is not allowed to tacitly extend a non-life insurance policy. As a result, you may think that an insurance policy will automatically expire when the contract period ends, but that is not the case. You have to cancel an insurance yourself if you want to get out of it.
Is your insurance policy about to expire? Then the insurer will inform you. They often make you an offer to extend your insurance for a year, for example. Are you not doing anything about this? Then the insurance will continue after the contract period. This is done to prevent that you as a private individual are not (properly) insured. Because customers are informed in advance about an extension, we also refer to insurance policies as an informed renewal.
Notice period differs per insurer
Those who want to cancel a contract or subscription often have to deal with a notice period. This is also possible with insurance, but it is not necessary. For example, a home insurance policy from Allianz has a cancellation period of 2 months, while some insurance policies do not have a cancellation period.
Has your insurance been extended for another year? Then a notice period of a maximum of 1 month applies. This is the result of the law of Dam. Although non-life insurance does not officially fall under this Act, insurers have laid down in the code of conduct that they comply with it.
Cancel insurance during reflection period
Do you take out insurance online? Then you make a purchase remotely. The right of withdrawal applies to these types of purchases. This means that you are entitled to a reflection period of 14 days. Do you regret it within 14 days after taking out your insurance? Then you can cancel the insurance. There are no costs involved and you do not have to give a reason for cancellation. If you have already submitted a claim within these 14 days, you can often no longer invoke the right of withdrawal.
Cancel car insurance when selling
Everyone who owns a car is legally obliged to take out insurance for it. Have you decided to sell your car after a few years? Then you can cancel your car insurance. In that case it does not matter where you took out the insurance, cancellation is necessary if you have sold the vehicle. After all, the car is no longer in your name, so you are no longer responsible for the insurance. Most insurers allow you to cancel a car insurance policy without notice. This way you never pay unnecessary premiums for a car that is no longer your property.
How do I cancel an insurance policy?
You can cancel an insurance policy directly with an insurer, for example online or by calling. If you want to spend little time and effort on canceling an insurance policy, you can also use Cancelar.es's cancellation service.
What do I need to cancel an insurance policy?
In order to properly process your cancellation, an insurer needs at least a number of personal data from you. In addition, you cannot cancel an insurance policy without a policy number.
Where can I find a sample letter for canceling an insurance policy?
You can download a free sample insurance cancellation letter from Cancelar.es. After you have entered your details, you can download the letter for free. You then send it to your insurer yourself to cancel an insurance policy.
Can I cancel my insurance at any time?
With some insurers, you can cancel an insurance at any time, but sometimes this is only possible after your insurance has been extended at least once.
What is the cancellation period of an insurance policy?
That differs per insurer. Some insurers have no notice period, while others have a notice period of one or two months. After an extension, a notice period of one month often applies as standard.
How can I cancel my car insurance?
If you want to cancel your car insurance, you must notify the insurance company. You can contact the insurer directly, send a cancellation letter or use Cancelar.es's cancellation service
Do you want to cancel Your contract? You can do that via Cancelar.es. When you cancel your subscription via our website, it will cost you little time and effort. Below, you can read how to use Cancelar.es in 6 steps.
Cancelling a subscription via Cancelar.es starts with finding the right organization. To complete this, simply type the name of the organization You're looking for in the search field on the Homepage. Does the name appear on the screen? Click on it, and You will be redirected to the correct page.
As soon as you have landed on the right page of the organization You're looking for, enter your details in the template on the left side. To be able to cancel your contract, You need to fill out the required fields in the template. At least your name, address, postal code, place of residence, date of birth and e-mail address.
Below the fields with data you can select the box 'Delete my personal information'. If you choose this option, Cancelar.es will include a request to delete personal data in the cancellation letter.
In some organizations, you can only cancel via standard shipping or a registered letter, but occasionally, you can also decide from one of the two options. Do you opt for a registered letter? Then you benefit from the Cancelar.es 100% cancellation guarantee.
After you have completed the above four steps, your cancellation letter is ready. It is now only a matter of signing it. To do this, click in the box containing the blue pencil, under "Sincerely." A window will then appear in which you can add your signature.
Do you use Cancelar.es sending service? Then click on 'Send my cancellation' after you have completed all the steps. If you want to send the cancellation letter yourself, click on the download symbol at the bottom right of the letter. You can download your cancellation letter for free. In that case, please keep in mind that you are responsible for sending the letter. Moreover, you will not benefit from our 100% cancellation guarantee if you do not use our service.
We have processed 4.421.562 cancellations. Read some testimonials from our users here
Me ayudasteis a resolver un problema que me encontre al apuntarme en la ONG
Rápido y muy eficiente.
Me ayudasteis a resolver un problema que me encontre al apuntarme en la ONG
Rápido y muy eficiente.
La gestión fue rápida, eficiente y bastante intuitiva
Walter , Badalona